W hile we frequently emphasize cashback or points offered by rewards cards, we often miss out on a number of additional perks such as free delivery on online orders and generous warranties on purchases. The benefits offered by reward cards are a god-sent and it's a grave error to underestimate their worth.
If your rewards card offers any of these lesser-known features, which are mostly given through the card network rather than the issuer, you may need to check in with the franchise to reap the maximum benefits. Otherwise, you risk missing out on a lot of value pricing, which is just as inefficient as having loyalty points expire without being used.
So without further ado, let’s dive right in!
For purchases or transactions, various cards give variable amounts of cashback. The American Express Blue Cash Preferred Card gives you 6% cash back on groceries up to $8,000 annually and unrestricted 3% cashback on fuel. 2 The Citi Double Cash Card gives you 1% cashback on purchases made with the card and an extra 1% cashback when you pay off those purchases.
When a credit card is used to reserve a rental automobile, most, though not all, cards provide insurance. It is also important to decline the rental vehicle company's coverage. There are various cards that provide varied rates of insurance, even within the same network. Before renting a vehicle, it is usually a good idea to phone the specific business and confirm that the card includes insurance.
If you're a frequent flyer of a certain airline, an airline reward card is a terrific alternative. If reward points are linked to an airline's loyalty program, you might receive a large number of reward points, which can rapidly pile up. You'll also have the opportunity to earn points or mileage that you can use to purchase future tickets, as well as excellent amenities such as aisle upgrades, priority boarding, free checked baggage, and much more.
Just as with ordinary credit cards, you may collect reward points for items purchased at eateries, grocery shops, and petrol pumps. When it comes to travel and eating, travel reward cards might provide more attractive loyalty points. Extra reward points earned from a hotel, or airline may rapidly add up and be used to purchase hotel rooms, plane tickets, and other items.
When you use a hotel credit card to reserve accommodations, you may be eligible for expedited reward point accrual. You may also be able to take advantage of exclusive incentives available only to cards. Complimentary meals, room upgrades, plus entrance to special events are examples of these perks.
One such hotel is the Hilton where you may acquire up to ten "Hilton Honors points" for a measly $1 spent if you're a member of the Hilton Honors rewards program.
With Starbucks Reward Cards, you can earn stars for every dollar you spend at Starbucks. You'll earn two stars for every dollar you spend at Starbucks, whether it's at an independent restaurant, the airport, Target, or even select grocery stores. Earning rewards is much simpler with "Bonus Stars" or "Double Star Day" type of things by Starbucks. Other restaurants that give points when you use their reward cards include Chick-fil-A, TGIF, and Fleming's Prime Steakhouse & Wine Bar.
Dunkin' Donuts' DD Perks loyalty program rewards you with 5 points for each dollar spent. You'll receive a free drink after earning 200 points (that is, after paying $40). The coffee shop also has some special bonus-point deals and a connection with Shell Petrol that gives customers 10 cents off each gallon for every sixth cup they buy.
Because we know you're looking forward to a cup of coffee before your early morning trip, you can be confident that you'll be collecting points at the airport as well. Dunkin coffee is sometimes the greatest thing around for miles, depending on where you are.
With that, we wrap up our list of the benefits of reward cards that you must get your hands on this year. It truly is a waste if you frequent any outlet even once a week and aren't already on some sort of loyalty program to help you get the most out of your purchases.
